There's no community data with regards to a "highest hdb bank loan 480 29" because the quantities are very likely a particular handle or inside reference. The maximum HDB personal loan volume just isn't a hard and fast sum but is as a substitute determined by quite a few aspects, such as the Bank loan-to-Value (LTV) limit, the Mortgage Servicing Ratio (MSR), plus the applicant's age, earnings, and economical standing. For new and resale flats, the utmost LTV is up to 75% of the acquisition price or valuation, whichever is decrease. The MSR makes certain that month to month property finance loan repayments usually do not exceed thirty% of the customer's gross month-to-month profits. An HDB loan has an curiosity fee of two.six% for each annum, pegged at 0.1% earlier mentioned the CPF Normal Account (OA) click here charge, and the utmost tenure is capped at twenty five decades or as much as the buyer's age of 65, whichever is shorter. To find out the utmost bank loan you can find, you have to apply for an HDB Mortgage Eligibility (HLE) letter.